With unemployment rates in the United States at double digits, losing a career opportunity has a potentially higher impact than nearly ever before, while the nationwide wave of foreclosures simultaneously makes it more likely for an individual to have a black mark on their record. In an upcoming study to be published in the Journal of Applied Psychology, researchers from LSU, Texas Tech University and Northern Illinois University have showcased the link between credit ratings and an individual’s personality, and shown no connection between poor credit scores and theft.
First, the authors found a link between credit scores and personality types